XRP Price Surges to $3.08 Amid Regulatory Tailwinds - Expert Analysis

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Crypto strategist Pentoshi put the market on notice in a lateTuesday post. With/XRP it held up for the past 7/months while most of the market nuked and kept this structure. It arguably has little resistance from here because it never spent time trading here on the verge of price discovery, he wrote, adding that a cluster of regulatory and corporate tailwinds is a pretty good setup into decent tailwinds and so far has traded very cleanly.

By Wednesday afternoon XRP was changing hands at $3.08, up roughly 27/percent on the week and hovering just below its highest close since the 2021 cycle high. Daily volumes have topped US/$8.5/billion and momentum indicators on major venues show relativestrength indexes back in buy territory, underscoring Pentoshis contention that overhead supply is thin.

Upcoming XRP Price Catalysts

The first fundamental catalyst is Washingtons sudden enthusiasm for federal stablecoin rules. The Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act sailed through the Senate in June and secured the votes it needs in the House this week after an eleventhhour whip by President Donald/Trump. House Majority Leader Steve/Scalise told reporters, Were back on track/& all three bills will be encompassed in the work we do today, referring also to the CLARITY and AntiCBDC acts.

Ripple, which launched its dollarbacked RLUSD last December, is already positioning for that environment. On 2/July the company filed for a US national bank charter and a Federal Reserve master account that would let it custody RLUSD reserves directly at the Fed. Two weeks later it confirmed plans to secure an EU electronicmoneyinstitution licence under MiCA; a company spokesperson said Ripple aims to become MiCAcompliant because it sees significant opportunity in the European market.

The second driver is the nearresolution of Ripples grinding courtroom saga. On/26/June, when US District Judge/Analisa/Torres rebuffed a joint motion by Ripple and the SEC that would have vacated her permanent injunction and sliced the civil penalty from/$125/million to $50/million, ruling the parties had not come close to establishing the exceptional circumstances required to alter a final judgment.

The next day CEO/Brad/Garlinghouse announced on X that Ripple will drop its own crossappeal and close this chapter once and for all, adding that he expects the SEC to withdraw its appeal as well. For now, however, Torress injunction and the full $125/million penalty remain in force, leaving any definitive resolution, however, the end has never been closer.

With the litigation roadblock largely cleared, exchangetradedfund issuers have accelerated filings. ProShares on 15 July rolled out 2� leveraged futures funds tied to Solana and XRP, noting that spotbased products remain in the SEC queue. Only a week earlier, the agency issued new disclosure guidance meant to streamline cryptoETF approvals. Trump Media &/Technology Group has even asked the SEC to sign off on a bluechip basket ETF that would hold bitcoin, ether, solana and xrp, signalling bipartisan pressure to open the ETF spigot further.

Ripple is also arming itself for a buying spree. Our M&A people are very busy, chief technology officer David/Schwartz told DL/News in late June, revealing multiple potential acquisitions in various different stages. The firm has already paid $1.25/billion for prime broker Hidden/Road this year and is building an onledger lending protocol slated for Q3, moves that could deepen XRP liquidity and justify higher valuations.

Each strandthe GENIUS Act, the bank charter and MiCA licences, the SECs retreat, the ETF pipeline, and Ripples warchest for acquisitionsconverges on the same conclusion: regulatory opacity is fading just as institutional distribution channels open. Whether that is enough to propel XRP through the previous all-time high at $3.84 from January 2018 remains to be seen, but the technical setup is also looking quite strong, as Pentoshi concludes.

At press time, XRP traded at $3.14.

Featured image created with DALL.E, chart from TradingView.com